Her consultative process will inform and transform your mortgage experience.ĭo you prefer a 100% online experience instead? No problem! With consistent investments in innovative technologies we can provide unmatched communication and transparent accessiblity to you throughout the process. Lourdes Cuervo, is a Certified Mortgage Planning Specialist ( She provides all of her clients with an audio-visual mortgage plan presentation with side-by-side comparison of options and strategies customized to the individual's needs. Save time and the environment with a true paperless mortgage experience. If your situation requires that the loan be brokered out - we do that too! We're a one stop shop. We function as both a full service mortgage bank with all processing, underwriting and funding conducted in-house for lightning fast turn-around times. Think of us as a mortgage warehouse with a large inventory of Conventional, FHA, VA, Jumbo, Reverse Mortgages as well as alternative income documentation products. We are correspondent lenders with dozens of investors and have acess to a large portfolio of mortgage lending programs. We are one of Miami's best mortgage lenders because we act as both a lender and broker. Our headquarters are in Miami, close to Brickell, Coral Gables, Key Biscayne and not too far from Pinecrest and other South Florida neighborhoods. ![]() We provide mortgage options and solutions in the entire State of Florida. VA: NMLS ID # 1788 For licensing information, go to: Sierra Pacific Mortgage Company Privacy Policy.Top Mortgage Lenders in Florida: Competitive Rates RI: Rhode Island Licensed Loan Broker 20072185LB & Rhode Island Licensed Lender 20072187LL. NY: Licensed Mortgage Banker-NYS Department of Financial Services. NJ: Licensed by the New Jersey Department of Banking and Insurance. We provide mortgage lending and brokering services. ![]() ME: Supervised Lender License SLM9214 NV: Licensed in Nevada 3268. For licensing information, go to:MA: Mortgage Lender License & Mortgage Broker License MC1788. ![]() IL: Residential Mortgage Lender, NMLS# MB.0006383. GA: Georgia Residential Mortgage Licensee 16444. AZ: Mortgage Banker License 0905006 DE: Licensed by the Delaware State Bank Commissioner # 9801, exp. Licensed in CA: Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #417-0015. 1180 Iron Point Road, Suite 200, Folsom, CA 95630 (Tel. Whether you are purchasing your first home, or seeking a better interest rate on a current loan.Ĭopyright © 2023 Cornerstone Mortgage dba of Sierra Pacific Mortgage Company, Inc., NMLS # 1788 Equal Housing Lender. We also provide pre-qualification letters if you are in the early stages of home shopping. We seek to provide our clients with a stress- free experience, and get loans processed and approved in a timely manner. We have a friendly and dedicated team of loan specialists that are well-versed and ready to discuss all financing options to fit the individual needs of all of our clients. In home loan financing offering, Conventional, Jumbo Loans, FHA, VA, and USDA for purchase money, and mortgage refinancing of primary residence or investment property, including several first time home buyer loans with little to no down payment. We are dedicated to helping our clients choose the right loan to achieve future financial success on their real estate investment. Each client is different and their lifestyles require special planning. We offer a variety of loan products to fit our client’s specific needs. Cornerstone Mortgage is a locally owned and operated company with over twenty five years of experience in the lending industry.
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